Chambers Associates are able to provide tailor-made advice and investment solutions.
The value of investments can fall as well as rise. You may get back less than you invested.
During our advice process we will:
Analyse your existing investments and establish if they are appropriate given your financial circumstances and financial objectives
Guide you through the range of investments available to you and explain your options in detail
Develop a strategy tailored to your current circumstances and future aspirations
We will consider not only what investment funds are the most appropriate for your needs, but also the most appropriate tax wrapper in which to hold your investment and the most appropriate provider to manage your investments. This may include some of the following:
Individual Savings Accounts (ISAs)
Unit Trusts and Open Ended Investment Companies
Venture Capital Trusts (VCTs)
Enterprise Investment Schemes (EISs)
VCTs and EISs invest in assets that are high risk and can be difficult to sell such as shares in unlisted companies. The value of the investment and the income from it can fall as well as rise and investors may not get back what they originally invested, even taking into account the tax benefits.
Chambers Associates are able to provide advice on all areas of Inheritance Tax Planning including protection, trusts and investment solutions that best meets your needs.
The value of the investment can go down as well as up and you may not get back as much as you put in.
Inheritance Tax is potentially payable both on gifts made during your lifetime and also assets passing at death.The main exception is assets passing between husband and wife or registered civil partners, whether during life or after death. This exemption, however will generally only defer, rather than eliminate, the eventual tax bill.
Everyone is entitled to give away a certain amount of assets free of inheritance tax. This is called the nil-rate band and it generally rises each year in line with inflation. Any assets above this limit attract inheritance tax.
We will provide guidance of ways to mitigate inheritance tax, including:
Protection based solutions using trusts
Investment based solutions using trusts
All information is based upon our current understanding of legislation and HM Revenue and Customs (HMRC) practice both of which are subject to change.
The Financial Conduct Authority does not regulate Tax Planning and Estate Planning. Tax treatment varies according to individual circumstances and is subject to change
35 Radway Street
5 Silver Street
6 Pen Y Dre
If you have any queries or wish to make an appointment, please contact us:
Or use our contact form.